Usman F.
About Usman F.
Usman F. is a Senior Investigator at CIBC with over eighteen years of experience in regulatory compliance, focusing on statutory inspections and policy formulation.
Professional Experience at CIBC
Usman F. currently holds the position of Senior Investigator, ATF, at CIBC in Toronto, Ontario, Canada. He has been with the company since 2019. In this role, Usman is responsible for various aspects of anti-terrorist financing and ensures adherence to compliance directives. His work involves detailed financial analysis, investigation of financial activities, and reporting on suspicious transactions, contributing significantly to maintaining the integrity and security of financial operations at CIBC.
Past Roles in Regulatory Compliance
Usman F. has an extensive background in regulatory compliance, spanning several banks and financial institutions. At HSBC, from 2017 to 2018, he served as Manager – External Investigative Reporting in Toronto. Prior to that, he held the position of Senior Manager – Regulatory Compliance at Habib Metropolitan Bank in Karachi from 2015 to 2016, where he handled statutory inspections and policy formulation. Usman also worked at Albaraka Bank as Lead Manager – Regulatory Compliance from 2006 to 2015 in Karachi, overseeing regulatory directives and sanction regimes implementation.
Early Career in Finance and Economics
Usman F. began his professional journey as a Lecturer at NED University of Engineering & Technology, Karachi, teaching for a year from 1997 to 1998. Subsequently, he transitioned to the role of Research Economist at National Development Finance Corporation (NDFC), where he worked from 1998 to 2001. Usman later joined Bank Al Habib Limited, serving as Manager in the Finance Department from 2001 to 2006 in Karachi.
Educational Background in Economics
Usman F. holds a Master’s Degree in Economics, earned in 1995 from Karachi University, and a Bachelor's Degree in Economics, completed between 1992 and 1994. His academic focus laid the groundwork for a profound understanding of economic theories and principles, enabling him to excel in roles involving financial analysis, regulatory compliance, and economic research throughout his career.
Expertise in Regulatory Compliance and Financial Analysis
With over eighteen years of experience, Usman F. has specialized in regulatory compliance, administration of statutory inspections, and policy formulation. His expertise includes monitoring suspicious and currency transactions, financial analysis of companies, and designing regulatory bulletins. Usman has successfully implemented various compliance programs, OFAC and UNSC sanction regimes, and coordinated training programs for AML and KYC. His proficiency in MS Office applications aids his analytical and reporting tasks effectively.