N S Malhotra
About N S Malhotra
N S Malhotra is a Senior Business Analyst with extensive experience in the financial services sector, currently working at First Northern Bank. He has a strong background in risk analysis, payment applications, and compliance with PCI regulations, having previously held positions at BOK Financial, Liberty Mutual Insurance, and Santander Bank.
Work at First Northern Bank
N S Malhotra has been employed as a Senior Business Analyst at First Northern Bank since 2019. In this role, he focuses on analyzing and mapping existing credit card processing systems, ensuring alignment with functionality and data conversion procedures. His responsibilities include gathering and documenting Payment Card Industry (PCI) regulations and requirements for credit card payments. Malhotra works on payment applications that aim to maximize revenue, minimize risk, and enhance credit card loyalty.
Previous Experience at Santander Bank
Prior to his current position, N S Malhotra worked as a Business Analyst at Santander Bank, N.A. from 2016 to 2019. During his three years in Boston, Massachusetts, he contributed to various projects that involved risk analysis and online banking processes. His experience at Santander helped him develop a strong understanding of the banking sector and the associated risks.
Experience at Liberty Mutual Insurance
N S Malhotra served as a Business Analyst at Liberty Mutual Insurance from 2014 to 2016 in Boston, Massachusetts. His two-year tenure involved working on projects that required detailed analysis and collaboration with various teams. This experience further enhanced his analytical skills and understanding of business processes within the insurance industry.
Career at BOK Financial
N S Malhotra began his career as a Business Analyst at BOK Financial, where he worked for 11 months in 2013 and 2014 in Tulsa, Oklahoma. This initial role provided him with foundational experience in business analysis, contributing to his professional development in the financial services sector.
Education and Expertise
N S Malhotra holds a Bachelor's degree in Economics from the University of Sacramento. He utilizes Agile and Scrum methodologies, along with Rational Unified Process (RUP), throughout all phases of the Software Development Life Cycle (SDLC). His expertise includes analyzing risks associated with online banking and performing risk analysis in collaboration with fraud departments.