Timothy Healer

Timothy Healer

VP Commercial Loan Officer @ Citizens & Northern Bank

About Timothy Healer

Timothy Healer serves as the VP Commercial Loan Officer at First Northern Bank, where he has worked since 2017. With over 16 years of experience in the banking industry, he specializes in commercial lending and relationship management.

Current Role at First Northern Bank

Timothy Healer serves as the Vice President Commercial Loan Officer at First Northern Bank. He has held this position since 2017, contributing to the bank's commercial lending operations in Northern California. His role involves evaluating business needs and recommending suitable commercial loan products, including CMRE, RLOC, and Equipment Financing.

Previous Experience in Commercial Lending

Before joining First Northern Bank, Timothy Healer worked at several financial institutions. He was a Vice President Relationship Manager at Bank of the West from 2016 to 2017. Prior to that, he served as a VP Credit Solutions Manager at Umpqua Bank from 2007 to 2012, and as a Relationship Manager at California Bank of Commerce from 2012 to 2015. His experience spans over 16 years in the banking industry, focusing on commercial lending and relationship management.

Educational Background

Timothy Healer studied at San Diego State University, where he earned a Bachelor of Arts in Public Administration from 1997 to 2002. He furthered his education by attending the Pacific Coast Bankers School, where he studied Banking and Finance from 2013 to 2016. This educational foundation supports his expertise in the banking sector.

Expertise in Commercial Loans

Timothy Healer has developed expertise in evaluating business needs and recommending various types of commercial loans. His knowledge includes products such as Commercial Real Estate (CMRE), Revolving Lines of Credit (RLOC), and Equipment Financing. This expertise is a key component of his role in commercial lending.

Regional Experience in Northern California

Timothy Healer has extensive experience working in various regions of Northern California, including Napa Valley and the Bay Area. His professional journey has provided him with insights into the unique financial needs of businesses in these areas, enhancing his ability to serve clients effectively.

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