Tom Cook
About Tom Cook
Tom Cook serves as the Vice President and Senior Credit Analyst at First Northern Bank, where he has worked since 2014. He has extensive experience in credit analysis and management, having held various leadership roles in the banking sector since 2001.
Current Role at First Northern Bank
Tom Cook serves as Vice President, Senior Credit Analyst, and CreditQuest System Administrator at First Northern Bank. He has held this position since 2014, contributing to the bank's credit analysis and system administration efforts for a decade. His responsibilities include overseeing the CreditQuest Loan Origination System and enhancing analytics and reporting functionalities to support the bank's objectives.
Previous Experience in Credit Analysis
Prior to his current role, Tom Cook worked at Farmers & Merchants Bank of Central California as Vice President and Manager of the Credit Analysis Team from 2008 to 2010. He also served as Vice President and Manager of the Credit Services Department at First Northern Bank from 2012 to 2014. His extensive experience in credit analysis spans various roles, including Assistant Vice President and Commercial Loan Officer at Farmers & Merchants Bank.
Educational Background
Tom Cook studied at Humboldt State University, where he earned a Bachelor of Science degree in Business Administration. His education provided a foundation for his career in finance and credit analysis, equipping him with the necessary skills to excel in various roles within the banking sector.
Key Projects and Initiatives
Throughout his career, Tom Cook has led significant projects aimed at improving credit management systems. He spearheaded the reassessment and upgrade of the CreditQuest Loan Origination System, focusing on enhancing financial analysis capabilities and optimizing risk monitoring processes. Additionally, he implemented innovative credit risk mitigation strategies that improved loan structures and terms.
Professional Development and Contributions
Tom Cook has actively contributed to the development of underwriting practices by enhancing narrative templates with best practices. This initiative elevated the quality and consistency of underwriting efforts across the institution. He has also overseen cross-functional committees to align stakeholder needs and prioritize projects within the CreditQuest system.