Carlos M. Delgado
About Carlos M. Delgado
Carlos M. Delgado serves as a Vice President and QC & Compliance Officer in Private Banking at City National Bank, where he has worked since 2018. He has extensive experience in compliance and quality control, having previously held positions at Mizuho Bank and Citi, and holds an MBA and law degrees.
Work at City National Bank
Carlos M. Delgado serves as an Assistant Vice President (AVP) and Quality Control (QC) & Compliance Officer in the Private Banking division at City National Bank. He has held this position since 2018, accumulating six years of experience in the Los Angeles area. In this role, he is responsible for developing and executing a Risk-Based Quality Control Program that focuses on Customer Identification Program (CIP)/Know Your Customer (KYC) compliance, Anti-Money Laundering (AML) alerts investigations, and Enhanced Due Diligence (EDD) reviews for high-risk customers.
Previous Experience at Citi
Before joining City National Bank, Carlos M. Delgado worked at Citi as a Mortgage Loan Coordinator from 2002 to 2007. During this five-year tenure, he operated in Southfield, Michigan, and Burbank, California. His role involved coordinating mortgage loans, which provided him with foundational experience in the banking sector.
Education and Expertise
Carlos M. Delgado holds a Master of Business Administration (M.B.A.) from EADA Business School, where he studied Business Administration and Management. Additionally, he earned both Bachelor's and Law Degrees from Universidad de San Martín de Porres. His educational background equips him with a strong foundation in business principles and legal frameworks, enhancing his expertise in compliance and regulatory matters.
Compliance Roles at Mizuho Bank
Carlos M. Delgado has significant experience in compliance roles at Mizuho Bank. He served as a Compliance Officer from 2014 for ten years in the Greater Los Angeles area. Prior to this, he worked as a Credit Administration Officer from 2007 to 2014. In these positions, he partnered with other Bank Secrecy Act (BSA) teams and business units to address findings from Quality Control reviews, demonstrating his commitment to maintaining compliance standards.
Current Role at Royal Business Bank
Since 2023, Carlos M. Delgado has been the Vice President and BSA Manager at Royal Business Bank in Los Angeles, California. In this role, he provides monthly Quality Control scoring to assess the performance of alerts and EDD analysts. He also conducts root cause analyses on quality control review results to recommend necessary training or follow-up actions to management, ensuring ongoing compliance and operational effectiveness.