Esmeralda Thomas
About Esmeralda Thomas
Esmeralda Thomas is a Senior Mortgage Closer and Doc Drawer at City National Bank, where she has worked since 2015. She specializes in preparing and transmitting high-quality mortgage documents for ultra high net worth clients, ensuring compliance with state guidelines and confidentiality of customer information.
Work at City National Bank
Esmeralda Thomas has been employed at City National Bank since 2015, serving as a Senior Mortgage Closer and Doc Drawer. In this role, she manages the process of issuing the final Closing Disclosure within a seven-day timeframe following funding. She is responsible for imaging the closing package and ensuring that all documentation is accurate and compliant with bank procedures. Her work involves handling mortgage closing packages for clients across both East and West Coast states.
Education and Expertise
Esmeralda Thomas studied at Uei/United Electronics Institute, where she gained foundational knowledge relevant to her career. She specializes in preparing and transmitting high-quality, error-free mortgage documents tailored for ultra high net worth clients. Her expertise includes coordinating with escrow officers and attorneys to ensure that all funding conditions are met prior to the release of funds.
Background
Esmeralda Thomas has over nine years of experience in the mortgage industry, specifically in the Greater Los Angeles Area. Her role requires a strong understanding of mortgage documentation and compliance with state guidelines. She is committed to maintaining the confidentiality of customer information while accurately computing lender credits and settlement figures.
Responsibilities in Mortgage Closing
In her position as Senior Mortgage Closer, Esmeralda Thomas is responsible for managing the closing process of mortgage transactions. This includes ensuring that the final Closing Disclosure is issued promptly and that all necessary documentation is properly imaged. She plays a critical role in maintaining compliance with both state regulations and City National Bank's internal procedures.