Javier O.
About Javier O.
Javier O. is a Vice President Senior Credit Risk Review Analyst at City National Bank in Los Angeles, California, where he has worked since 2021. With a background in finance and extensive experience in credit risk and portfolio management, he has held various positions in several banks over the past two decades.
Work at City National Bank
Javier O. has been employed at City National Bank as an AVP Senior Credit Risk Review Analyst since 2021. In this role, he is responsible for analyzing credit risk and ensuring compliance with regulatory standards. His tenure at the bank has contributed to enhancing the bank's risk management framework. He has accumulated three years of experience in this position while working in Los Angeles, California.
Previous Experience in Banking
Before joining City National Bank, Javier O. held various positions in the banking sector. He worked at Grandpoint Bank as a Portfolio Manager II for seven months in 2017. Prior to that, he served as an Operation Audit Analyst/Risk Management at Bank of America from 2010 to 2011. His experience also includes a role as a Loan Review Specialist at Broadway Federal Bank in 2017 and as a Reconveyance Technician at Countrywide Home Loans, Inc. from 2001 to 2005.
Education and Expertise
Javier O. earned a Bachelor of Science degree in Finance from California State University, Los Angeles, completing his studies from 2019 to 2021. This educational background has provided him with a solid foundation in financial principles, which he applies in his current role in credit risk analysis.
Career Progression in Credit Risk Management
Javier O. has developed a strong career in credit risk management, with significant roles at various financial institutions. He worked as a Portfolio Manager/Credit Analyst at East West Bank from 2014 to 2017. He also served as a Senior Prefund Analyst/REO Closer at JPMorgan Chase from 2012 to 2014. His diverse experience across different banks has equipped him with comprehensive knowledge in credit risk assessment and portfolio management.