Harjit Lyall, Cert Balm®
About Harjit Lyall, Cert Balm®
Harjit Lyall serves as the Head of Financial Risk Management at ClearBank, where he has worked since 2023. With extensive experience in liquidity and funding risk management, he has held senior roles across various financial institutions, including Lloyds Banking Group and Vanquis Bank.
Work at ClearBank
Harjit Lyall serves as the Head of Financial Risk Management at ClearBank, a position he has held since 2023. In this role, he is responsible for overseeing the bank's financial risk management strategies, specifically focusing on prudential, credit, and model risk. His responsibilities include maintaining compliance with regulatory requirements and ensuring effective risk management practices are implemented across the organization.
Previous Experience in Financial Risk Management
Prior to his current role, Harjit Lyall accumulated extensive experience in financial risk management across various institutions. He worked at Lloyds Banking Group as a Liquidity Risk Oversight Manager from 2011 to 2014. He also held senior positions at Vanquis Bank as Head of Funding & Liquidity Management from 2019 to 2021 and at Hodge as Head of Financial Risk from 2021 to 2022. His career includes roles in liquidity and capital risk management, demonstrating a strong focus on funding and liquidity risks.
Education and Expertise
Harjit Lyall holds a BSc (Hons) in Mathematics (European Studies) from Durham University, where he studied from 2004 to 2008. He also obtained a Diploma in Mathematics from Université Louis Pasteur (Strasbourg I) during the 2006-2007 academic year. His educational background provides a solid foundation for his expertise in financial risk management and regulatory compliance.
Career Development
Harjit Lyall's career began with a Graduate Trainee position at Lloyds Banking Group from 2009 to 2011. He has since progressed through various roles, including a consultant position at Deloitte UK in Banking & Capital Markets and several positions focused on liquidity and funding management at NewDay and Shawbrook Bank. His diverse experience across different financial institutions has contributed to his comprehensive understanding of financial risk management.