Joseph Frederick Janarthanan
About Joseph Frederick Janarthanan
Joseph Frederick Janarthanan is a Product Manager with over 18 years of experience in the banking and payments sector, currently working at ClearBank. He has held various roles, including Senior Business Analyst at NatWest Group and Business Analyst at Infosys, and has a strong background in managing payment solutions and stakeholder relationships.
Current Role at ClearBank
Joseph Frederick Janarthanan currently serves as a Product Manager at ClearBank, a position he has held since 2024. In this role, he is responsible for overseeing product development and management within the banking sector. His work focuses on enhancing user experience and ensuring that product features align with market demands.
Professional Experience in Banking and Payments
Joseph has over 18 years of experience in the banking and payments domain. He has worked with various financial institutions, including NatWest Group, 10x Banking, and ICICI Bank. His roles have included Senior Business Analyst, Business Analyst, and Credit Manager, where he has specialized in implementing end-to-end payment solutions and managing relationships with stakeholders and vendors across different regions.
Education and Qualifications
Joseph holds an MBA in Finance from Aston University, which he completed from 2008 to 2009. He also earned a Post Graduate Diploma in Business Management (PGDBM) from Loyola Institute of Business Administration between 2001 and 2003. Additionally, he obtained a Bachelor of Commerce (BCom) degree from Loyola College from 1998 to 2001. His educational background provides a strong foundation for his career in finance and banking.
Certifications and Skills
Joseph is a certified Scrum Master, demonstrating his proficiency in agile methodologies. He has skills in writing user stories, creating product roadmaps, prioritizing features, and managing user experience. His expertise extends to working with various payment schemes and implementing ISO20022 messaging standards, which are essential for modern payment solutions.
Previous Employment History
Before joining ClearBank, Joseph held various positions in notable organizations. He worked as a Senior Business Analyst at NatWest Group and Publicis Sapient, and as a Business Analyst at 10x Banking. His experience also includes roles at Citigroup Global Services and Lloyds Banking Group. This diverse background has equipped him with a comprehensive understanding of the banking and payments landscape.