Hesham Naiem
About Hesham Naiem
Hesham Naiem is the Head of Business Banking Risk Assessment with extensive experience in credit risk management and relationship building within the banking sector. He has held various roles in risk assessment and management since 2002, including positions at Egyptian Gulf Bank and RSM.
Current Role in Business Banking Risk Assessment
Hesham Naiem serves as the Head of Business Banking Risk Assessment at a confidential organization since 2021. In this role, he is responsible for overseeing risk assessment strategies tailored to business banking, focusing on identifying and mitigating potential risks associated with lending to small and medium-sized enterprises (SMEs). His leadership in this position leverages his extensive experience in credit risk management.
Previous Experience at Egyptian Gulf Bank
Before his current role, Hesham Naiem worked at the Egyptian Gulf Bank as a Senior Relationship Manager from 2006 to 2018. During his 12 years in this position, he developed strong relationships with clients and contributed to the bank's credit risk management initiatives. His tenure at the bank provided him with valuable insights into the banking sector and risk assessment practices.
Early Career as External Auditor Trainee
Hesham Naiem began his career as an External Auditor Trainee at RSM from 2002 to 2006. This four-year experience in Alexandria, Egypt, laid the foundation for his understanding of financial auditing and risk assessment. His role involved evaluating financial statements and ensuring compliance with regulations, which enhanced his analytical skills.
Educational Background in Accounting and Finance
Hesham Naiem holds a Bachelor's degree in Accounting and Finance from Alexandria University, where he studied from 1998 to 2002. He furthered his education by completing a credit course at The American University in Cairo from 2010 to 2011. Additionally, he studied SME Banking at the Egyptian Banking Institute, which complements his expertise in managing risk for SMEs.
Expertise in Credit Risk Management
Hesham Naiem has over a decade of experience in credit risk management, particularly in the context of small and medium-sized enterprises. His proven track record includes developing risk assessment strategies that enhance the decision-making process in business banking. His strong communication skills have been essential for building and maintaining relationships within the banking sector.