John Thomas
About John Thomas
John Thomas is a Staff Data Scientist at Credit Karma, where he has worked since 2018. He has a diverse background in data science and equity research, with previous roles at Avant, William Blair, and The Hanover Insurance Group.
Current Role at Credit Karma
John Thomas serves as a Staff Data Scientist at Credit Karma, a position he has held since 2018. In this role, he applies his expertise in data analysis and statistical modeling to enhance the company's financial technology offerings. His work focuses on leveraging data to drive insights and improve user experience, contributing to Credit Karma's mission of empowering consumers with financial knowledge.
Previous Experience at Avant
Prior to his current role, John worked at Avant as a Senior Data Scientist from 2016 to 2018. During his tenure, he focused on developing predictive models and analytics solutions that supported the company's lending operations. His contributions helped streamline processes and improve decision-making through data-driven insights.
Background in Equity Research
John has a background in equity research, having worked as an Equity Research Associate at both William Blair from 2011 to 2014 and Macquarie Group from 2010 to 2011. In these roles, he conducted financial analysis and market research to support investment decisions, gaining valuable experience in financial modeling and valuation techniques.
Education and Academic Achievements
John Thomas earned his Master of Business Administration with High Honors from The University of Chicago Booth School of Business, studying from 2012 to 2014. He also holds a Bachelor of Arts in Economics from Villanova University, where he studied from 2002 to 2006. His academic background provides a strong foundation for his work in data science and finance.
Early Career in Actuarial Science
John began his career in actuarial science, working as an Actuarial Trainee at OneBeacon Insurance Group for 8 months in 2007. He then served as a Senior Actuarial Assistant at The Hanover Insurance Group from 2007 to 2010. In these positions, he developed skills in risk assessment and statistical analysis, which have been beneficial in his subsequent roles in data science.