Mary Krone

Mary Krone

Director, Fraud Data Science @ Credit Karma

About Mary Krone

Mary Krone serves as the Director of Fraud Data Science at Credit Karma, where she has worked since 2021. With a Ph.D. in Chemistry and Biochemistry from UC Santa Barbara, she has extensive experience in data science and analytics, having held various leadership roles at FICO prior to her current position.

Work at Credit Karma

Mary Krone has served as the Director of Fraud Data Science at Credit Karma since 2021. In this role, she has focused on enhancing the efficiency and effectiveness of the fraud data science team. Her initiatives include implementing self-serve capabilities for model deployment, automating model refresh processes, and establishing model monitoring systems. These efforts have contributed to a significant reduction in the model deployment timeline, improving the team's operational capabilities.

Previous Experience at FICO

Prior to her current position, Mary Krone held multiple roles at FICO over a span of several years. She worked as a Senior Scientist in the Analytic Ventures Team from 2012 to 2017 and later transitioned to Director of the Analytic Ventures Team from 2017 to 2020. Additionally, she served as Director of Analytic Tools Product Management for one year and as Lead Scientist in Optimization Consulting from 2010 to 2012. Her experience at FICO encompassed various aspects of data science and analytics.

Education and Expertise

Mary Krone earned her Ph.D. in Chemistry and Biochemistry from UC Santa Barbara, where she studied from 2003 to 2007. Prior to that, she obtained a B.A. in Chemistry and Secondary Education from Vassar College, completing her studies from 1999 to 2003. Her educational background has provided her with a strong foundation in scientific principles, which she applies in her data science work.

Achievements in Data Science

In her career, Mary Krone has led significant initiatives that have influenced team dynamics and operational processes. She facilitated a cultural shift within her teams from a rules-first mindset to a model-first approach, which has been linked to accelerated business growth. Additionally, she has identified key use cases to enhance user experience while maintaining portfolio risk, showcasing her ability to balance security and usability in data-driven environments.

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