David Yott
About David Yott
David Yott serves as the Chief Credit Officer at Credit Key, a position he has held since 2024. He has extensive experience in credit risk management, having previously worked at Wells Fargo and Credit Key in various leadership roles.
Current Role at Credit Key
David Yott serves as the Chief Credit Officer at Credit Key, a position he has held since 2024. In this role, he is responsible for overseeing credit risk management and developing strategies to enhance the company's credit offerings. His leadership is crucial in ensuring that the organization maintains a robust credit portfolio while supporting its growth objectives. David operates remotely, allowing him to collaborate with teams across various locations.
Previous Experience at Credit Key
Before becoming Chief Credit Officer, David Yott worked at Credit Key as Vice President of Risk from 2021 to 2024. During his three years in this role, he focused on assessing and mitigating credit risks, implementing risk management frameworks, and contributing to the overall credit strategy of the company. His tenure in this position laid the groundwork for his current responsibilities.
Experience at Wells Fargo
David Yott held the position of Vice President in Credit Risk Management at Wells Fargo from 2005 to 2021. Over his 16-year career at the bank, he developed extensive expertise in credit risk assessment and management. His work involved analyzing credit data, developing risk models, and ensuring compliance with regulatory requirements, which contributed to the bank's risk management strategies.
Educational Background
David Yott earned a Bachelor of Arts in Mathematics and Economics from the University of Virginia in 2003. He furthered his education by obtaining a Master of Arts in Economics from Brown University in 2005. His academic background provides a strong foundation for his career in credit risk management and analysis.
Early Career at Capital One
David Yott began his professional career as a Business Analyst at Capital One, where he worked for one year from 2003 to 2004. In this role, he gained valuable experience in data analysis and business strategy, which contributed to his understanding of credit products and risk management.