Jay Royce Procopio

Jay Royce Procopio

Chief Operating Officer @ Crescent Mortgage

About Jay Royce Procopio

Jay Royce Procopio serves as the Chief Operating Officer at Crescent Mortgage Company in Atlanta, Georgia, a position he has held since 2022. He has extensive experience in underwriting and risk management, with a career spanning over two decades in various leadership roles within the mortgage industry.

Work at Crescent Mortgage

Jay Royce Procopio has served as the Chief Operating Officer at Crescent Mortgage Company since 2022. In this role, he oversees operations and contributes to the strategic direction of the company, which is based in Atlanta, Georgia. His responsibilities include managing various aspects of mortgage operations and ensuring compliance with industry regulations.

Previous Experience in Mortgage Industry

Before joining Crescent Mortgage, Procopio held several key positions in the mortgage industry. He worked as Vice President of National Underwriting at Parkside Lending from 2020 to 2021. He also served as Chief Risk Officer at Intercontinental Capital Group from 2021 to 2022. His extensive experience includes roles such as Regional Underwriting Manager at BSM Financial and SVP of Credit Policy and Risk at AmeriSave Mortgage Corporation.

Education and Certifications

Jay Royce Procopio holds a Bachelor's degree in Business from Tennessee Temple University. He also studied Sign Language Interpreting and earned an Associate degree. He possesses multiple underwriting certifications, including FHA DE Underwriter, VA LAPP Underwriter, and USDA Underwriter. Additionally, he is certified as a Freddie Mac CreditSmart® Facilitator, reflecting his expertise in financial education.

Professional Qualifications and Licenses

Procopio maintains active NMLS licenses in multiple states, including Georgia and Florida. His qualifications are further supported by his long-standing role as a Notary Public in Fulton County, Georgia, since 1996. He has participated in continuing education trainings for FNMA, HUD, USDA, and VA, demonstrating his commitment to staying updated with industry standards and regulations.

Background in Underwriting and Risk Management

With experience dating back to 1998, Procopio has a solid background in underwriting and risk management. His previous roles have equipped him with extensive knowledge of credit policy and risk assessment. His tenure in various managerial positions has contributed to his understanding of operational efficiency and regulatory compliance in the mortgage sector.

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