Theresa Smith

Theresa Smith

Commercial Loan Operations Manager @ Desert Financial Credit Union

About Theresa Smith

Theresa Smith is the Commercial Loan Operations Manager at Desert Schools Federal Credit Union, a position she has held since 2012. She has previous experience as an Underwriting Supervisor at Wells Fargo Home Mortgage and as a Senior Credit Analyst at Desert Schools Federal Credit Union.

Work at Desert Schools Federal Credit Union

Theresa Smith has served as the Commercial Loan Operations Manager at Desert Schools Federal Credit Union since 2012. In this role, she oversees the operations related to commercial loans, ensuring efficient processing and adherence to regulatory standards. Her tenure at the credit union spans over a decade, highlighting her commitment to the organization and its members.

Previous Experience at Wells Fargo Home Mortgage

Before joining Desert Schools Federal Credit Union, Theresa Smith worked at Wells Fargo Home Mortgage as an Underwriting Supervisor from 2001 to 2005. During her four years in this position, she managed underwriting processes and ensured compliance with lending guidelines in the Phoenix, Arizona area.

Previous Role as Senior Credit Analyst

Theresa Smith previously held the position of Senior Credit Analyst at Desert Schools Federal Credit Union from 2007 to 2012. In this role, she was responsible for analyzing credit data and financial statements to determine the creditworthiness of loan applicants, contributing to the credit union's lending decisions.

Career Timeline

Theresa Smith's career in the financial services industry includes significant roles at both Desert Schools Federal Credit Union and Wells Fargo Home Mortgage. She began her career at Wells Fargo in 2001, transitioned to Desert Schools Federal Credit Union in 2007, and has been with the organization in various capacities since then, culminating in her current role as Commercial Loan Operations Manager.

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