Jon Robert Emlano
About Jon Robert Emlano
Jon Robert Emlano serves as the CFO and CRO of ErudiFi, a fintech startup focused on education financing in Southeast Asia. He has over a decade of experience in financial services and holds degrees in Computer Science and Accountancy, along with an MBA.
Work at ErudiFi
Jon Robert Emlano serves as the Chief Financial Officer and Chief Risk Officer at ErudiFi, a fintech startup focused on education financing in Southeast Asia. He has held this position since 2022, contributing to the company's mission of providing accessible financial solutions for students in Indonesia and the Philippines. His role encompasses overseeing financial strategies and risk management practices to support the growth and sustainability of the organization.
Education and Expertise
Jon Robert Emlano holds a Bachelor of Science in Computer Science from the University of the Philippines, where he studied from 2000 to 2005. He also earned a Bachelor of Science in Accountancy from Laguna College, completing his studies from 2005 to 2009. Furthering his education, he obtained a Master of Business Administration from the Asian Institute of Management between 2018 and 2020. He is a Certified Public Accountant, enhancing his financial expertise in various roles across the fintech and financial services sectors.
Background in Financial Services
Jon Robert Emlano has over a decade of experience in financial services, risk management, audit, and financial operations. His career includes significant roles such as Associate Director at SGV & Co. from 2009 to 2014, and as a Senior Associate at Ernst & Young for a brief period in 2013. He also worked as a Controller and Treasury Head at Cashalo for six months in 2018-2019. His diverse background equips him with a comprehensive understanding of financial systems and processes.
Achievements in Risk Management
Jon Robert Emlano played a pivotal role in optimizing the credit risk and review process at Toyota Financial Services. His efforts contributed to a substantial increase in the portfolio, growing from approximately $700 million to $2.0 billion over three years. This achievement highlights his capability in managing financial risks and enhancing operational efficiencies within the organization.
Interest in Business Concepts
Jon Robert Emlano has a strong interest in Black Swan Thinking and VUCA, concepts that focus on navigating uncertainty and unpredictable events in business. His engagement with these ideas reflects his proactive approach to risk management and strategic planning in the financial sector.