Michele Ciavarella
About Michele Ciavarella
Michele Ciavarella is a Commercial Loan Support Administrator at Evans Bank with extensive experience in preparing commercial loan legal documents and assisting in loan closings.
Title
Michele Ciavarella holds the position of Commercial Loan Support Administrator at Evans Bank.
Current Role at Evans Bank
Michele Ciavarella has been serving as a Commercial Loan Support Administrator at Evans Bank since 2015. In this role, she prepares commercial loan legal documents and commitment letters, assists in loan closings alongside loan officers and lawyers, and conducts quarterly reviews and tests of key control items in accordance with SOX/COSO testing. Her responsibilities are crucial for ensuring compliance and operational accuracy within the bank's loan processes.
Previous Experience at First Niagara Bank, N.A.
Before joining Evans Bank, Michele Ciavarella worked at First Niagara Bank, N.A. as a Commercial Loan Administrator II. During her tenure, she was responsible for reviewing loan approvals and legal documentation. This role reinforced her expertise in commercial loan administration and compliance.
Roles at HSBC Bank USA, N.A.
Michele Ciavarella held multiple roles at HSBC Bank USA, N.A., enhancing her experience within the banking industry. Her positions included Commercial Loan Documentation Review Specialist and Commercial Banking Administrative Assistant. These roles tasked her with detailed reviews and administrative functions crucial to the bank’s commercial operations.
Professional Skills and Licenses
Michele Ciavarella is equipped with a Notary Public License, which complements her banking expertise. She is proficient in various bank systems, including AFS, CIF, WLI, CARM, MISER, HORIZON, and LASER PRO. Her broad experience with these systems ensures efficiency and accuracy in her administrative duties.