Haiyan Zhao
About Haiyan Zhao
Haiyan Zhao serves as the VP of Credit Risk at Exeter Finance, where she has worked since 2021. She has extensive experience in risk modeling, having held various positions at JPMorgan Chase & Co. over a span of nine years.
Work at Exeter Finance
Haiyan Zhao has served as the Vice President of Credit Risk at Exeter Finance since 2021. In this role, she is responsible for overseeing credit risk management strategies and implementing statistical modeling techniques to enhance the company's risk assessment processes. Her expertise in analytics plays a significant role in shaping the company's approach to credit risk, ensuring that it aligns with industry standards and regulatory requirements. Exeter Finance, located in Irving, Texas, focuses on providing financing solutions, and Zhao's contributions are integral to the firm's risk management framework.
Previous Experience at JPMorgan Chase & Co.
Prior to her current position, Haiyan Zhao held multiple roles at JPMorgan Chase & Co. She worked as an Assistant Vice President in Risk Modeling from 2010 to 2014, where she developed foundational skills in risk assessment. Zhao then advanced to the role of Vice President of Auto Risk Modeling from 2014 to 2019, followed by her position as Executive Director of Auto Risk Modeling from 2019 to 2021. Her tenure at JPMorgan Chase & Co. spanned over a decade, allowing her to gain extensive experience in risk management and model validation.
Education and Expertise
Haiyan Zhao holds a Ph.D. in Statistics from Florida State University, where she studied from 2005 to 2010. She also earned a Master's degree in Mathematics from Stony Brook University between 2003 and 2005. Her academic background is complemented by a Bachelor's degree in Mathematics from the University of Science and Technology of China, obtained from 1998 to 2003. Zhao's educational qualifications provide her with a strong foundation in statistical modeling and analytics, which are essential for her roles in credit risk management.
Background
Haiyan Zhao has a solid background in quantitative analysis and risk management, developed through her academic and professional experiences. Her career trajectory includes significant positions in major financial institutions, where she has honed her skills in statistical modeling and risk assessment. Zhao's work has consistently focused on enhancing risk management practices, making her a valuable asset in the field of credit risk.