Ann Davis
About Ann Davis
Ann Davis is the Chief Retail Lending Officer at First Financial Bank in Cincinnati, Ohio, with extensive experience in finance and banking.
Title
Ann Davis currently holds the position of Chief Retail Lending Officer at First Financial Bank. Her role involves overseeing the retail lending operations and strategic planning for the bank in Cincinnati, Ohio.
Company
First Financial Bank employs Ann Davis as their Chief Retail Lending Officer. The bank is located in Cincinnati, Ohio, where she plays a critical role in managing and optimizing the retail lending sector.
Previous Positions at Fifth Third Bank
Ann Davis served in multiple roles at Fifth Third Bank over nearly two decades. Between 2016 and 2018, she worked as Director, Mortgage Company Support Services. From 2014 to 2016, she was the Senior Vice President for Consumer Bank Business Controls. Prior to that, she held the title of Mortgage Fulfillment Director, Vice President, for a year starting in 2013. She also served as Regional Credit Center Manager, Vice President, from 2011 to 2013, after having been Operations Vice President from 2004 to 2011 and Default Manager from 1999 to 2004.
Education and Expertise
Ann Davis earned her Master of Business Administration from California Coast University from 2009 to 2011. She also holds a Bachelor's degree in Economics from the University of Cincinnati, which she completed between 1992 and 1995. In addition, she achieved a Black Belt Certification in Lean Six Sigma from the Six Sigma Academy.
Professional Responsibilities
In her role at First Financial Bank, Ann Davis is responsible for the development and continuous refinement of lending processes and systems. She ensures adherence to credit policies, compliance with laws and regulations, and the administration of the loan portfolio. Her responsibilities also include developing lending policies and procedures as well as implementing short- and long-range retail lending strategic plans.
Process Optimization and Risk Management
Ann Davis has a broad background in risk management, strategy, and process optimization. She has successfully implemented processes, products, and people strategies to grow production by 54% in the first year and 89% in the second year at First Financial Bank. Her Lean Six Sigma Black Belt certification further underscores her expertise in process improvement.