Denise Smith
About Denise Smith
Denise Smith is the VP, Business Banking Credit Portfolio Analyst at First Financial Bank, where she has worked for over 25 years. She holds a Bachelor of Business Administration in Information Systems from Xavier University.
Current Title and Role
Denise Smith serves as the VP, Business Banking Credit Portfolio Analyst at First Financial Bank. In this role, she is responsible for managing and analyzing the bank's business banking credit portfolio. Her expertise in credit assessment and risk management ensures that the bank maintains a healthy and compliant credit structure.
Career at First Financial Bank
Denise Smith has been with First Financial Bank for over 25 years, starting her journey in 1996. She initially worked in Commercial Loans for three years, followed by a long tenure as AVP, Credit Analyst for 12 years. In 2016, she was promoted to VP, Business Banking Credit Portfolio Analyst, reflecting her dedication and skill in the field of banking credit analysis.
Previous Roles and Experience
Over her extensive career at First Financial Bank, Denise Smith held multiple positions. She started in Commercial Loans from 1996 to 1999. Following this, she became the AVP, Credit Analyst, a role she held for 12 years. This experience laid a strong foundation for her expertise in credit analysis and portfolio management, leading to her promotion to VP, Business Banking Credit Portfolio Analyst.
Educational Background
Denise Smith holds a Bachelor of Business Administration (BBA) in Information Systems from Xavier University. She completed her degree from 1991 to 1995. Her academic background in information systems provides her with a solid understanding of data management and analysis crucial for her role in banking.
Expertise and Skills
Denise Smith has built a robust skill set in commercial lending and credit analysis over her career. Her experience spans managing commercial loans, conducting in-depth credit analysis, and overseeing business banking credit portfolios. Her role evolution at First Financial Bank highlights her capability and extensive knowledge in the banking sector.