Eric Cave

Eric Cave

Commercial Underwriter @ First Financial Bank

About Eric Cave

Eric Cave is a Commercial Underwriter at First Financial Bank in Columbus, IN, with extensive experience in various banking roles and a strong background in SBA and agricultural underwriting.

Company

Eric Cave is currently employed at First Financial Bank, based in Columbus, Indiana. He holds the position of Commercial Underwriter and has been with the company since September 2014. Eric has also held various roles at First Financial Bank, starting as a Teller in 2009 and progressing through positions such as Client Service Advisor, Banking Center Assistant Manager, and Banking Center Manager.

Title

Eric Cave serves as a Commercial Underwriter at First Financial Bank. Based in Columbus, Indiana, he is responsible for reviewing and approving commercial loan requests up to $750,000, with a specialization in SBA underwriting programs including 7A and 504 loans.

Education and Expertise

Eric Cave holds a Master's degree in Business Administration from Indiana University Purdue University at Columbus, completed in 2013. He also earned a B.S. in Finance from the same institution in 2011. Eric specializes in SBA underwriting, handling loans for 7A and 504 programs, and is skilled in agricultural underwriting, including accrual adjustments for cash flow analysis and FSA program reviews.

Background

Eric Cave brings a wealth of experience to his role as a Commercial Underwriter. He began his career at First Financial Bank as a Teller in 2009 before being promoted to various positions such as Client Service Advisor, Banking Center Assistant Manager, and Banking Center Manager. Additionally, he worked as a Financial Service Advisor at Irwin Union Bank from 2008 to 2009.

Achievements

Eric Cave has been with First Financial Bank since 2009 and has risen through the ranks to become a Commercial Underwriter. He has substantial experience in underwriting for owner-occupied real estate, working capital lines, and term equipment loans. He also has the authority to review and approve commercial loan requests up to $750,000.

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