Michael Howard
About Michael Howard
Michael Howard is the Vice President and Senior Commercial Relationship Manager at First Financial Bank in the Dayton Metropolitan Area, with 13 years of experience in the Southwest Ohio banking landscape.
Current Role at First Financial Bank
Michael Howard is currently serving as the Vice President and Senior Commercial Relationship Manager at First Financial Bank. Operating in a hybrid role within the Dayton Metropolitan Area, he is responsible for managing and developing commercial banking relationships. His leadership in this role focuses on fostering financial strategies that benefit the bank's commercial clients.
Professional Experience at Civista Bank
From 2022 to 2023, Michael Howard worked at Civista Bank as the Vice President and Commercial Banking Relationship Manager. During his one-year tenure, he was instrumental in managing business banking services and developing client relationships within the Dayton Metropolitan Area.
Career Progression at U.S. Bank
Michael Howard spent several years at U.S. Bank in various significant roles. From 2020 to 2022, he served as Vice President in the Business Banking sector. Prior to this, he was the Assistant Vice President, Commercial Payment Executive, Market Leader from 2019 to 2020 in Cincinnati. He also held the position of Assistant Vice President, Treasury Management Consultant from 2017 to 2019 in the same region. Each role saw him contribute to enhancing banking services and client management.
Educational Background in Finance
Michael Howard holds a Bachelor’s Degree in Finance from Wright State University, where he studied from 2008 to 2011. His academic background laid a strong foundation for his expertise in the banking and finance industry, contributing significantly to his professional achievements.
Community Involvement
Michael Howard is actively involved in several community outreach programs focusing on financial literacy and education in the Dayton area. He serves as a Board Leader at Ignite Peace and is a Board Member of the Dayton Performing Arts Alliance (DPAA). Additionally, he contributes to the Wright State Alumni Association as a Finance Committee member.