Breck Habegger

Regional Credit Officer @ FirstBank

About Breck Habegger

Breck Habegger serves as a Regional Credit Officer at FirstBank, bringing extensive experience in credit risk management and client relationship development. His career spans over three decades in the banking industry, including significant roles at First Tennessee Bank and Huntington National Bank.

Current Role at FirstBank

Breck Habegger currently serves as the Regional Credit Officer at FirstBank, a position he has held since 2019. In this role, he is responsible for overseeing credit risk management and ensuring the integrity of credit portfolios within the East Tennessee Region and Northern Georgia. His extensive experience in credit risk and relationship management supports his effectiveness in this position.

Previous Experience at First Tennessee Bank

Breck Habegger has a significant history with First Tennessee Bank, where he held multiple roles from 2001 to 2019. He served as Community President in Morristown, TN for seven years, followed by a position as Regional Sales Manager for five years. He then transitioned to the role of Commercial Banking - Credit Risk Manager, where he worked for eleven years in the East Tennessee Region. His tenure at First Tennessee Bank provided him with a robust foundation in credit risk and sales management.

Education and Expertise

Breck Habegger earned a Bachelor's degree in Finance from the University of Cincinnati's Carl H. Lindner College of Business, studying from 1977 to 1982. He furthered his education at the Graduate School of Banking at LSU, completing his studies from 2001 to 2003. His educational background supports his expertise in credit risk analysis and relationship management.

Experience at Huntington National Bank

Before his time at First Tennessee Bank, Breck Habegger worked as a Commercial Relationship Manager at Huntington National Bank from 1989 to 1996. During this seven-year period in the Cincinnati, Ohio area, he developed skills in client relationship management and commercial banking, which have been instrumental throughout his career.

Skills in Sales and Public Speaking

Breck Habegger possesses strong skills in sales, which enhance his ability to manage and grow client relationships effectively. Additionally, he has expertise in public speaking, a valuable asset that complements his responsibilities in credit risk and relationship management. These skills contribute to his overall effectiveness in his current and previous roles.

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