Mike Cloud, MBA
About Mike Cloud, MBA
Mike Cloud, MBA, serves as the Sr. Vice President Director of Credit Policy at FirstBank, bringing extensive experience in loan review and compliance. He holds an MBA in Finance and has held various leadership roles in the banking sector over his career.
Current Role at FirstBank
Mike Cloud serves as the Senior Vice President and Director of Credit Policy at FirstBank since 2021. In this role, he oversees the development and implementation of credit policies, ensuring compliance with industry regulations and internal standards. His position is critical in shaping the bank's credit strategy and risk management practices.
Previous Experience at FirstBank
Prior to his current role, Mike Cloud held multiple positions at FirstBank. He worked as a Loan Review Officer III from 2015 to 2018, where he focused on assessing the quality of the bank's loan portfolio. He later served as Vice President and Credit Policy Officer from 2018 to 2021, contributing to the bank's credit policy framework.
Education and Expertise
Mike Cloud earned his Master of Business Administration (MBA) in Finance from The University of Tennessee at Chattanooga, completing his studies from 1995 to 1998. He also holds a Bachelor's degree in Accounting from the same institution, which he obtained from 1988 to 1991. His educational background supports his expertise in loan review processes, compliance, and Bank Secrecy Act (BSA) regulations.
Teaching Experience at The University of Tennessee at Chattanooga
From 2016 to 2019, Mike Cloud served as an Adjunct Faculty Member in Finance at The University of Tennessee at Chattanooga. In this capacity, he shared his knowledge and experience in finance with students, contributing to their academic development and understanding of the field.
Career History in Banking
Mike Cloud has a diverse career in banking, with significant roles at various institutions. He worked at Northwest Georgia Bank as Senior Vice President from 2000 to 2015, and at Capital Bank as AVP Accounting and AVP Loan Officer, among other positions. His extensive experience spans over two decades in credit administration and analysis.