Ginny Heine
About Ginny Heine
Ginny Heine serves as the Director of Defense & Government Services Banking at Fulton Bank, bringing extensive experience in commercial banking and a strong focus on relationship management. She has held various senior roles in the banking sector, including positions at Mellon/Citizens and City National Bank.
Work at Fulton Bank
Ginny Heine serves as the Director of Defense & Government Services Banking at Fulton Bank. She has held this position since 2022, working out of Tysons Corner, Virginia. In her role, she focuses on providing banking services tailored to the needs of defense and government sectors. Her extensive background in banking and finance supports her leadership in this specialized area.
Education and Expertise
Ginny Heine studied at Indiana University - Kelley School of Business, where she gained foundational knowledge in business and finance. Additionally, she completed her secondary education at Wagner High School in Clark AFB, Philippines. Her educational background complements her extensive experience in banking, particularly in commercial and industrial initiatives.
Background in Banking
Ginny Heine has over 15 years of experience managing Commercial & Industrial (C&I) initiatives for Mellon/Citizens. She worked as a Senior Banking Officer in various roles, including Chief Lender and Regional Senior Credit Officer, from 2007 to 2019 in the Greater Washington area. Prior to her current role, she was the SVP & Commercial Banking Manager at City National Bank, focusing on the Aerospace, Defense & Government Services sectors from 2019 to 2022.
Achievements in Banking
Throughout her career, Ginny Heine has initiated several key projects, including the establishment of the 'Government Contract Lending' vertical for Mellon Bank in 1993. She also formed the Regional Corporate Banking team for Truist, formerly known as BB&T. Her experience includes managing a variety of deal types, such as ESOP, M&A, working capital, and club deals.
Philosophy and Approach
Ginny Heine advocates for a relationship banking philosophy that emphasizes collaboration and understanding client goals. She believes that curiosity and problem-solving are essential drivers of innovation in the banking sector. This approach allows her to foster strong relationships with clients, focusing on their unique needs rather than solely transactional interactions.