Spencer Lay, Cpa

Internal Auditor @ Fulton Bank

About Spencer Lay, Cpa

Spencer Lay is an Internal Auditor currently employed at Fulton Bank in Lancaster, Pennsylvania. He has extensive experience in assurance roles at PwC and has also worked as a Financial Analyst and Summer Analyst in various locations.

Work at Fulton Bank

Spencer Lay currently serves as an Internal Auditor at Fulton Bank, a position he has held since 2021. He works in Lancaster, Pennsylvania, where he is responsible for evaluating and improving the effectiveness of risk management, control, and governance processes within the bank. His role involves conducting audits, analyzing financial data, and ensuring compliance with regulatory standards.

Previous Experience at PwC

Spencer Lay has extensive experience with PwC, where he held several positions over multiple years. He worked as an Assurance Senior Associate from 2020 to 2021 in the Kansas City Metropolitan Area and from 2019 to 2020 in the Miami/Fort Lauderdale Area. Prior to that, he served as an Assurance Associate from 2017 to 2019 in Miami/Fort Lauderdale and completed an Assurance Internship in 2016 in the San Francisco Bay Area.

Experience as Financial Analyst

Before joining PwC, Spencer Lay worked as a Financial Analyst for the State of Utah from 2014 to 2015 in Salt Lake City. In this role, he was involved in analyzing financial data and supporting budgetary processes for the state government. His experience in this position contributed to his understanding of financial systems and compliance.

Educational Background

Spencer Lay studied at the University of Utah - David Eccles School of Business, where he earned a Bachelor of Arts in Accounting from 2007 to 2014. He later pursued a Master of Accounting with an emphasis in Information Systems from the same institution, completing his studies from 2015 to 2016. This educational foundation equipped him with the skills necessary for his career in auditing and finance.

Internship and Missionary Experience

In addition to his professional roles, Spencer Lay gained valuable experience as a Summer Analyst Intern at Goldman Sachs in 2014, where he worked for three months in Salt Lake City. He also served as a missionary for The Church of Jesus Christ of Latter-day Saints from 2008 to 2010 in the Tuxtla Gutiérrez Area of Mexico, which provided him with cross-cultural communication skills and a broader perspective on global issues.

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