Todd Hardy
About Todd Hardy
Todd Hardy serves as the Loan Operations Team Lead at Fulton Bank and has a diverse background in banking and sales, including roles at Santander Bank and Verizon Wireless. He holds degrees in Business Administration and Legal Assistant studies, and possesses strong skills in compliance, mortgage financing, and various loan operation systems.
Current Role at Fulton Bank
Todd Hardy serves as the Loan Operations Team Lead at Fulton Bank, a position he has held since 2022. In this role, he oversees various aspects of loan operations, ensuring compliance and efficiency in mortgage financing processes. His expertise in using Oracle and Black Knight systems contributes to the effectiveness of the team's operations.
Previous Experience at Santander Bank
Before joining Fulton Bank, Todd Hardy worked at Santander Bank, N.A. from 2017 to 2022. He held the positions of Relationship Manager and Personal Banking Representative during his four-year tenure. His responsibilities included managing client relationships and providing banking solutions, which enhanced his skills in customer service and financial management.
Education and Qualifications
Todd Hardy studied Business Administration and Management at Thaddeus Stevens College of Technology, earning an Associate of Applied Science degree from 2009 to 2011. He also attended HACC, Central Pennsylvania's Community College, where he achieved an Associate’s Degree in Legal Assistant/Paralegal from 2016 to 2020. Additionally, he is certified as a paralegal and notary public, which supports his legal and administrative functions.
Skills and Expertise
Todd Hardy possesses strong skills in compliance and mortgage financing, essential for his current role in loan operations. He demonstrates proficiency in the MS Office suite, which aids in organizational and data analysis tasks. His expertise in Oracle and Black Knight systems further enhances his capabilities in managing loan operations effectively.
Early Career at Verizon Wireless
Todd Hardy began his career as a Retail Sales Consultant at Verizon Wireless, where he worked from 1999 to 2001. This early experience in retail sales provided him with foundational skills in customer interaction and sales strategies, which have been beneficial throughout his professional journey.