Rajnish Ranjan
About Rajnish Ranjan
Rajnish Ranjan is the Director of Portfolio Risk at GAIN Credit, where he has worked since 2021. He has a strong background in risk management, particularly in sub-prime lending, and has held various roles in risk analytics since 2007.
Current Role at GAIN Credit
Rajnish Ranjan currently serves as the Director of Portfolio Risk at GAIN Credit, previously known as Global Analytics. He has held this position since 2021 and is based in Chennai. In this role, he focuses on developing and implementing risk management strategies that address portfolio risk within the organization.
Previous Experience at GAIN Credit
Rajnish Ranjan has a significant history with GAIN Credit, having worked there in various capacities. He was the Director of Risk Analytics from 2016 to 2018, and prior to that, he served as the Director of Accounts and Finance from 2014 to 2016. His tenure at GAIN Credit has contributed to his extensive expertise in risk management.
Career at Global Analytics
Before GAIN Credit rebranded, Rajnish Ranjan worked at Global Analytics in multiple roles. He started as a Project Lead from 2007 to 2011, then advanced to Senior Manager from 2011 to 2014. His experience at Global Analytics laid the groundwork for his later roles in risk analytics and management.
Education and Expertise
Rajnish Ranjan holds an MTech in QROR from the Indian Statistical Institute, where he studied from 2001 to 2003. He also earned a B Tech in Manufacturing Engineering from NIFFT, Ranchi University, from 1996 to 2000. His educational background supports his expertise in risk management and analytics.
Specialization in Risk Management
Rajnish Ranjan possesses extensive experience in leading risk management strategies, particularly in the sub-prime lending sector within the UK market. He has managed credit and fraud risk for UK sub-prime and near-prime lending products and is skilled in utilizing predictive modeling and machine learning techniques for risk analytics.