Bingyi Yang
About Bingyi Yang
Bingyi Yang serves as the VP and Head of Decision Science/Data Science at Global Lending Services LLC, where he has worked since 2020. He has extensive experience in financial risk management and data science, with a strong background in statistical modeling and programming.
Work at Global Lending Services
Bingyi Yang serves as the Vice President and Head of Decision Science and Data Science at Global Lending Services LLC since 2020. In this role, Yang oversees the development and implementation of data-driven strategies to enhance decision-making processes within the organization. Based in Greenville County, South Carolina, Yang applies expertise in financial risk management frameworks to support the company's objectives.
Education and Expertise
Bingyi Yang holds a Bachelor of Science in Thermophysics from Tsinghua University, a Master of Science in Systems Engineering from the University of Shanghai for Science and Technology, and a Ph.D. in Industrial and Systems Engineering from Georgia Institute of Technology. Yang possesses extensive knowledge in Big Data and Artificial Intelligence technologies, including Hadoop, Spark, TensorFlow, and Deep Learning. Additionally, Yang is proficient in programming languages such as SAS and C++.
Background in Data Science and Financial Services
Bingyi Yang has a robust background in data science and financial services, having worked at Capital One Financial as Director of Data Science and Credit Scoring Officer from 2001 to 2017. Yang also held the position of Executive Director for Core Risk Modeling at JPMorgan Chase & Co. from 2017 to 2019 and served as SVP, Head of Decision Modeling and Data Science at Santander Consumer USA from 2019 to 2020. This extensive experience spans over 16 years in various leadership roles.
Achievements and Recognition
Throughout his career, Bingyi Yang has received multiple outstanding contribution awards from the CEO at Capital One Financial, recognizing him as one of the top 1% of associates. Yang has developed statistical models in the financial and banking industry that have generated significant annual revenue for the companies he has worked with, ranging from $2 million to $50 million.
Technical Skills and Knowledge
Bingyi Yang is well-versed in financial risk management frameworks such as VaR, CCAR, PPNR, and BASEL. He has a strong understanding of FCRA-compliant credit bureaus and alternative data sources. Yang also has four years of experience as a senior software engineer in commercial software companies, contributing to his comprehensive technical skill set.