Jose Penabad

Jose Penabad

Chief Investment Officer, Co Founder @ HCG Funds

About Jose Penabad

Jose Penabad is the Chief Investment Officer and Co-Founder of HCG Fund Management, where he has played a significant role in managing over $4.5 billion in third-party capital since 2010. He holds a Bachelor's degree in International Finance and Computer Information Systems from the University of Miami and has extensive experience in the financial sector, including positions at Morgan Stanley, J.P. Morgan, and SAB Capital.

Work at HCG Funds

Jose Penabad serves as the Chief Investment Officer and Co-Founder of HCG Fund Management. He has been with the firm since its inception in 2010, contributing to its growth and stability in the digital private credit sector. Under his leadership, HCG Fund Management has successfully managed over $4.5 billion in third-party capital. His role has been pivotal in establishing the firm as one of the longest-standing investors in this niche market, demonstrating a commitment to innovative investment strategies.

Education and Expertise

Jose Penabad earned a Bachelor’s Degree from the University of Miami, where he double majored in International Finance and Computer Information Systems from 1998 to 2002. His academic background provides a solid foundation for his career in finance and investment management. He has also been selected for prestigious programs, including the Sponsors for Educational Opportunity (SEO) program and Morgan Stanley’s Diversity internship program, highlighting his commitment to professional development.

Background

Before co-founding HCG Fund Management, Jose Penabad gained significant experience in the finance industry. He began his career as a summer intern on Wall Street, where he worked for three years. He held positions at Morgan Stanley as a Financial Analyst, J.P. Morgan as an Associate, and SAB Capital as a Senior Analyst. His work included involvement in the debt restructuring of the largest Argentine corporate default in 2002, showcasing his analytical skills and expertise in complex financial situations.

Achievements

Jose Penabad has made notable contributions to the finance sector throughout his career. He has played a key role in managing substantial capital at HCG Fund Management and has been instrumental in establishing the firm as a leader in digital private credit. His selection for the SEO program and Morgan Stanley’s Diversity internship program reflects his recognition within the industry. His experience spans various roles that have equipped him with a comprehensive understanding of investment management.

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