David Flowers Cpcu, Msm Rmi, A Re, Amim, AI Ns, Au
About David Flowers Cpcu, Msm Rmi, A Re, Amim, AI Ns, Au
David Flowers is a Specialty Lines Manager at Heritage Property & Casualty Insurance with extensive experience in risk management and insurance. He holds a Master of Science in Risk Management and Insurance from Florida State University and has participated in various academic and professional initiatives throughout his career.
Work at Heritage Insurance
David Flowers currently serves as the Specialty Lines Manager at Heritage Property & Casualty Insurance, a position he has held since 2015. In this role, he oversees specialty lines of insurance, ensuring compliance and risk management. Prior to this role, he worked as a Commercial Underwriter at the same company from 2014 to 2015. His extensive experience in the insurance industry contributes to his effectiveness in managing complex insurance products and services.
Education and Expertise
David Flowers holds a Master of Science in Risk Management and Insurance from Florida State University, which he completed from 2012 to 2014. He also earned a Bachelor of Science in Accounting and Risk Management from the same institution between 2007 and 2011. His academic background provides a strong foundation in financial principles and risk assessment, critical for his roles in the insurance sector.
Background
David Flowers participated in Florida State University's Honors Program, demonstrating his commitment to academic excellence. He has been involved in various initiatives, including the Adrian Project with the IRS's Criminal Investigation Unit, where he focused on fraud investigation. Additionally, he served as the President of FSU's Academic Bowl and was a group manager for research within Students for Healthcare Reform.
Professional Experience
Before joining Heritage Property & Casualty Insurance, David Flowers worked at Auto-Owners Insurance in various capacities. He served as a Branch Claim Representative for 10 months in the Pensacola area and then as a Commercial Lines Underwriter for two years in Tallahassee. His diverse roles in the insurance industry have equipped him with a comprehensive understanding of claims processing and underwriting.
Achievements
David Flowers has received numerous merit-based scholarships throughout his academic career, recognizing his achievements and work ethic. His participation in multifaceted projects, such as one focused on commercial risk exposure, highlights his practical experience in the field. Additionally, he has been a Student Fellow at the FSU Center for Insurance Research since 2010, contributing to ongoing research in the insurance domain.