Ajay Vikram Singh
About Ajay Vikram Singh
Ajay Vikram Singh is the Chief Business Officer for User Growth & UPI at Paytm, where he has worked since 2024. He has extensive experience in the financial services sector, having held various senior leadership roles at Citi, Clix Capital, and Xiaomi India.
Current Role at Paytm
Ajay Vikram Singh serves as the Chief Business Officer for User Growth & UPI at Paytm since 2024. In this role, he focuses on driving user acquisition and enhancing the Unified Payments Interface (UPI) services. His leadership is aimed at expanding Paytm's market presence and improving customer engagement through innovative strategies.
Previous Experience at Paytm
Before his current position, Singh worked at Paytm as Senior Vice President - Lending from 2021 to 2023. During this tenure, he was involved in overseeing lending operations and product development, contributing to the growth of Paytm's lending portfolio.
Professional Background at Citi
Singh has extensive experience at Citi, where he held multiple senior roles. He served as Senior Vice President, Head - Cards Portfolio Lending from 2016 to 2018, and as Senior Vice President, Unsecured Lending Head from 2013 to 2016 in Kuala Lumpur. His responsibilities included managing credit card portfolios and unsecured lending products, which contributed to significant business growth.
Education and Expertise
Ajay Vikram Singh holds a Bachelor of Engineering in Computer Engineering from the Army Institute of Technology, University of Pune, completed in 2000. He also earned an MBA from the Indian Institute of Management, Calcutta, in 2004. His educational background provides a strong foundation for his expertise in financial services and lending.
Achievements in Lending and Financial Services
Throughout his career, Singh has managed and grown various business lines, including personal loans and digital lending products. At Clix Capital, he led the development of scalable business models for unsecured retail-lending products and was responsible for innovative offerings such as Buy Now Pay Later and Digital SME Loans.