Ammar Bhagat
About Ammar Bhagat
Ammar Bhagat is an Assistant Vice President and Team Lead for Asia Pacific Risk Identification at HSBC, where he has worked since 2020. He has extensive experience in risk management and credit analysis, having previously held roles at HSBC, Kotak Mahindra Bank, and Bank of America.
Current Role at HSBC
Ammar Bhagat currently serves as the Assistant Vice President and Team Lead for Asia Pacific Risk Identification within the Wholesale Credit Risk Center of Excellence at HSBC. He has held this position since 2020 in Hyderabad, Telangana, India. In this role, he is responsible for leading projects that enhance risk management capabilities in the Asia Pacific region. He focuses on assessing early warning signals and key risk indicators related to corporate and global banking lending books, ensuring that the team maintains high engagement levels to meet business partner expectations.
Previous Experience at HSBC
Prior to his current role, Ammar Bhagat worked at HSBC as the Risk Identification Manager from 2016 to 2019 for three years in the Hyderabad Area, India. He also held the position of Assistant Vice President and Deputy Team Lead for Asia Pacific Risk Identification within the Wholesale Credit Risk CoE from 2019 to 2020. His experience at HSBC has contributed to his expertise in risk management and team leadership.
Experience at Kotak Mahindra Bank
Before joining HSBC, Ammar Bhagat worked at Kotak Mahindra Bank as a Credit Manager in the Emerging Corporate Group from 2014 to 2016 for two years in Chennai Area, India. In this role, he was involved in credit assessment and management for corporate clients, further developing his skills in financial risk evaluation.
Educational Background
Ammar Bhagat holds a Bachelor of Business Administration (BBA) in Accounting and Business/Management from Loyola College, Chennai, which he completed from 2006 to 2009. He further pursued a Post Graduate Diploma in Management (PGDM) with a focus on Finance at the Loyola Institute of Business Administration from 2012 to 2014. Additionally, he studied at The Washington Center for Internships and Academic Seminars, where he participated in the Ford Global Scholars Program and completed an Academic Internship Semester in 2013.
Early Career Experience
Ammar Bhagat began his career at Bank of America, where he worked as an Operations Representative in Trade Finance Services from 2009 to 2012 and later as a Lead Operations Representative in 2012 for four months. He also gained experience as a Process Associate at TCS e-Serve International Ltd. in 2009. His early career included an internship at Thoron in 2013, where he worked for two months in the Washington D.C. Metro Area.