Andy Cartmell
About Andy Cartmell
Andy Cartmell is a Senior Manager of Recoveries at HSBC, where he has worked since 2010. He has over three decades of experience in various roles within HSBC, including positions in banking, internal auditing, credit underwriting, and commercial banking relationship management.
Work at HSBC
Andy Cartmell has had a long tenure at HSBC, spanning several roles and locations. He began his career at HSBC in 1975, working in Banking for 13 years in North West England and Scotland. After a break, he returned to HSBC in 1999 as an Internal Auditor - Credit, where he worked for six years in London West End. From 2006 to 2010, he served as a Credit Underwriter in London. Since 2010, he has held the position of Senior Manager, Recoveries, also based in London, where he has worked for over 14 years. Additionally, he was a Commercial Banking Relationship Manager from 1988 to 1999 in London.
Career Progression
Andy Cartmell's career at HSBC reflects a steady progression through various roles in the banking sector. Starting as a Banking professional in North West England and Scotland, he transitioned to an Internal Auditor role in London, focusing on credit assessments. His experience as a Credit Underwriter further developed his expertise in credit risk management. As a Commercial Banking Relationship Manager, he cultivated client relationships and managed banking services. Currently, as Senior Manager, Recoveries, he oversees recovery operations, demonstrating his extensive knowledge in banking and credit management.
Experience in Credit Management
Throughout his career, Andy Cartmell has gained significant experience in credit management. His roles as an Internal Auditor - Credit and Credit Underwriter have equipped him with a deep understanding of credit risk evaluation and mitigation strategies. His current position as Senior Manager, Recoveries, involves managing recovery processes, indicating his expertise in handling delinquent accounts and optimizing recovery strategies. This background in credit management has been integral to his contributions at HSBC.
Professional Background
Andy Cartmell's professional background is rooted in the banking industry, with a focus on credit and recoveries. His extensive experience at HSBC, spanning over three decades, has provided him with a comprehensive understanding of various banking functions. His roles have included direct client interaction, risk assessment, and recovery management, showcasing his versatility within the banking sector. His long-standing commitment to HSBC highlights his dedication to the organization and the industry.