Hitha Kalro
About Hitha Kalro
Hitha Kalro is a Vice President of Wholesale Credit Review at HSBC, with 16 years of experience in Wholesale Credit Risk Review. She has previously held positions at Barclays Finance and Citifinancial Consumer Finance India Ltd, and she specializes in risk management, credit assurance, and portfolio management.
Current Role at HSBC
Hitha Kalro serves as an Assistant Vice President (AVP) in Wholesale Credit Review at HSBC, a position she has held since 2017. Based in Hyderabad, Telangana, she has accumulated seven years of experience in this role. Her responsibilities include conducting credit reviews for large corporate clients, commercial banking, and financial institutions. She focuses on risk management reporting, providing quarterly insights on reviews conducted, and identifying high and medium risks within the portfolio.
Previous Experience at Barclays Finance
Before her current role, Hitha Kalro worked at Barclays Finance as a Branch Manager from 2008 to 2011. During her three years in this position, she managed branch operations and contributed to the overall performance of the branch. This experience provided her with a solid foundation in financial services and client management.
Experience at Citifinancial Consumer Finance India Ltd
Hitha Kalro was employed as a Credit Manager at Citifinancial Consumer Finance India Ltd from 2005 to 2008. In this role, she focused on credit risk assessment and management, enhancing her expertise in credit evaluation and portfolio management over a three-year period.
Education and Qualifications
Hitha Kalro holds a Bachelor of Commerce (B.Com.) degree in Accounting and Finance from St Francis College for Women, where she studied from 2000 to 2003. She furthered her education by obtaining a Master of Business Administration (MBA) in Accounting and Finance from ICFAI, completing her studies from 2003 to 2005. Her educational background has equipped her with a strong foundation in financial principles and practices.
Skills and Specializations
Hitha Kalro possesses a diverse skill set that includes policy training, financial analysis, forecasting, and risk management. She specializes in Risk Management & Control, Client Relationship Management, and Policy Implementation. Her expertise extends to market segmentation, financial planning, and business development, making her a well-rounded professional in the field of wholesale credit risk review.