Janicia Ortiz

Janicia Ortiz

Credit Analyst @ HSBC

About Janicia Ortiz

Janicia Ortiz is a Credit Analyst with experience at HSBC and previously at Bank of America. She holds degrees in Global Management and Business Communication and specializes in competitive intelligence and vendor management.

Work at HSBC

Janicia Ortiz has been employed at HSBC as a Credit Analyst since 2021. In this role, she is responsible for analyzing credit data and financial statements to assess risk and determine creditworthiness. Her position is based in New York, New York, where she contributes to the bank's efforts in managing credit risk and supporting lending decisions.

Previous Experience at Bank of America

Prior to her role at HSBC, Janicia Ortiz worked at Bank of America as a Commercial Credit Analyst for 10 months in 2021. During her time in Phoenix, Arizona, she focused on evaluating commercial credit applications and conducting financial analysis to support lending decisions.

Education and Expertise

Janicia Ortiz holds a Bachelor's Degree in Global Management from Thunderbird School of Global Management, which she completed from 2017 to 2019. She also earned a Bachelor of Arts in Business Communication from Arizona State University, studying from 2014 to 2018. Additionally, she obtained a Bachelor’s Degree in Business/Corporate Communications from CAPA Sydney in 2016. Her educational background supports her specialization in competitive intelligence and vendor management, particularly in LATAM and emerging markets.

Internship Experience

Janicia Ortiz has gained diverse experience through various internships. She served as a Field Marketing Intern at Cox Communications from 2017 to 2018 and as a Marketing and Communication Intern at the Greater Phoenix Economic Council in 2019. Additionally, she worked as a Marketing Communication Intern at CoNecs North America in 2018 and as an Events Marketing Intern at Cancer Council NSW in 2016. Her internships provided her with practical skills in marketing and communication.

Bilingual Skills

Janicia Ortiz is bilingual in English and Spanish. This language proficiency enhances her ability to engage with diverse markets and facilitates the delivery of products and services to a broader audience. Her bilingual skills are particularly valuable in her roles involving competitive intelligence and vendor management.

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