Mousumi Ghosh
About Mousumi Ghosh
Mousumi Ghosh is a Lead Manager at HSBC with over nine years of experience in the banking and financial services industry, specializing in market and credit risk for retail products. She has a strong background in impairment calculation and analytics, having previously held various roles at HSBC and Wipro Infotech.
Current Role as Lead Manager
Mousumi Ghosh currently serves as Lead Manager at HSBC, a position she has held since 2020. In this role, she is responsible for overseeing various banking functions and managing projects related to market and credit risk for retail products. Her expertise in impairment calculation and analytics for retail IFRS9 is a key aspect of her responsibilities. She works in Bengaluru, Karnataka, and has developed solutions aimed at optimizing business decisions and supporting growth initiatives.
Previous Experience at HSBC
Mousumi Ghosh has a significant history with HSBC, having worked in various capacities from 2015 to 2020. She began her career at HSBC as an Analyst from 2015 to 2017, followed by a role as Assistant Manager from 2017 to 2018. She then progressed to Manager, serving in that capacity from 2018 to 2020. Throughout her tenure, she collaborated with cross-functional teams and liaised with diverse participants within the banking sector, contributing to her comprehensive understanding of retail banking operations.
Education and Expertise
Mousumi Ghosh holds a Bachelor of Technology (BTech) degree in Electrical, Electronics and Communications Engineering from B.P. Poddar Institute of Management and Technology, which she completed from 2007 to 2011. Additionally, she studied Spanish Language and Literature at Jadavpur University, Kolkata, earning a diploma from 2010 to 2012. Her educational background complements her expertise in impairment calculation, analytics, and the implementation of IFRS9 for global retail portfolios.
Experience in the BFSI Sector
With over nine years of experience in the Banking, Financial Services, and Insurance (BFSI) sector, Mousumi Ghosh specializes in market and credit risk for retail products. Her practical skills include implementing IFRS9 and stress testing scenarios to enhance operations and risk management procedures. She has also gained international experience through multiple assignments at client locations in London, UK, further enriching her professional background.
Technical Skills and Tools
Mousumi Ghosh possesses technical skills in using SAS tools, including Enterprise Guide, SAS 9.1.3 SP4, and SAS Credit Risk Studio 4.5. These tools support her work in analytics and risk management, allowing her to provide valuable insights and improve decision-making processes within the banking framework. Her proficiency in these tools is instrumental in her role in managing risk and optimizing business strategies.