Rahul Kumar
About Rahul Kumar
Rahul Kumar serves as the Assistant Vice President of Credit Risk in the Wholesale Credit Review Unit at HSBC, where he has worked since 2021. He has extensive experience in credit risk management, having held various positions at Axis Bank and HDFC Bank over a career spanning more than a decade.
Current Role at HSBC
Rahul Kumar currently holds the position of Assistant Vice President (AVP) in the Credit Risk department within the Wholesale Credit Review Unit at HSBC. He has been with the organization since 2021, contributing to the assessment and management of credit risks associated with wholesale banking operations. His role involves analyzing credit applications, monitoring risk exposure, and ensuring compliance with regulatory requirements.
Previous Experience in Credit Risk Management
Prior to his current role at HSBC, Rahul Kumar worked at HDFC Bank, where he served as Senior Manager in the Wholesale Credit Risk - Business Banking division from 2016 to 2018. He also held the position of Manager in the same department from 2014 to 2016. His experience at Axis Bank includes roles as Assistant Manager and Deputy Manager in the credit risk sector, providing him with a solid foundation in risk assessment and management.
Educational Background
Rahul Kumar has a strong educational background in finance and risk management. He earned a Master of Business Administration (MBA) from the Symbiosis Institute of International Business (SIIB) between 2009 and 2011. Additionally, he completed a Diploma in Treasury, Investment and Risk Management from the Indian Institute of Banking and Finance (IIBF) in 2013, which further enhanced his expertise in financial management.
Career Progression in Banking
Rahul Kumar's career in banking began at Axis Bank, where he worked as an Assistant Manager from 2011 to 2013, followed by a role as Deputy Manager from 2013 to 2014. His transition to HDFC Bank marked a significant step in his career, where he advanced through various managerial positions in credit risk. His experience spans over a decade, showcasing a consistent focus on credit risk management within the banking sector.