Ramesh Prajapati
About Ramesh Prajapati
Ramesh Prajapati serves as the Assistant Vice President at HSBC, where he specializes in residential home loans, loan against property, and lease rental discounting. He has a background in business and commerce, with extensive experience in various banking roles across multiple institutions.
Current Role at HSBC
Ramesh Prajapati serves as the Assistant Vice President at HSBC, a position he has held since 2020. He operates in South Mumbai, Maharashtra, where he specializes in Residential Home Loans, Loan Against Property (LAP), and Lease Rental Discounting (LRD). His role involves guiding clients through the entire mortgage process, from initial contact to closing. Ramesh has demonstrated strong skills in cultivating new mortgage customers and expanding the client base.
Previous Experience at HSBC
Prior to his current role, Ramesh Prajapati worked at HSBC Retail Banking and Wealth Management as a Senior Advance Wealth Manager from 2015 to 2018. He was based in Churchgate during this time. Before that, he was a Senior Associate in the Corporate Employees Programme from 2013 to 2015, located at Dr. Ambedkar Road, Pali Naka, Bandra West, Mumbai.
Experience at Axis Bank
Ramesh Prajapati held multiple positions at Axis Bank. He worked as a Sales Manager for Loan Against Security from 2018 to 2019 in Kalina, followed by a role as Sales Manager for Personal Loans from 2019 to 2020 in the Mumbai Area. These roles contributed to his expertise in sales and customer relationship management in the banking sector.
Educational Background
Ramesh Prajapati has a solid educational foundation in commerce. He studied at Anandibhai Damodar Kale College, where he earned a Bachelor's Degree in Commerce from 2007 to 2010. Additionally, he attended Bhavans College (Chowpatty) from 2005 to 2007, where he studied Business/Commerce. He also holds certifications from IRDA and AMFI, enhancing his qualifications in the financial services sector.
Early Career at ICICI Bank
Ramesh Prajapati began his career at ICICI Bank, where he worked as a Junior Officer from 2010 to 2013 in the Mumbai Area. This early experience in the banking industry laid the groundwork for his subsequent roles in sales and wealth management.