Ranjeet Kumar
About Ranjeet Kumar
Ranjeet Kumar is a Senior Manager in Strategic Planning and Stress Testing Wholesale at HSBC, where he has worked since 2021. He has extensive experience in financial analytics and risk management, having held various roles at HSBC and other organizations over a career spanning nearly two decades.
Current Role at HSBC
Ranjeet Kumar serves as the Senior Manager of Strategic Planning and Stress Testing Wholesale at HSBC. He has held this position since 2021, operating out of London, England. In this role, he is responsible for overseeing stress testing methodologies and management information related to wholesale credit risk. He represents Wholesale Credit Risk (WCR) stress testing in discussions with senior management, contributing to strategic planning initiatives within the organization.
Previous Experience at HSBC
Ranjeet Kumar has an extensive history with HSBC, having worked in various capacities over a span of several years. He began as an Analyst in UK Portfolio Management in 2011 for two months and progressed through roles such as Senior Analyst in Wholesale Portfolio Management, Associate in Client Capital Analytics, and Manager in WCR Model Monitoring. His tenure at HSBC includes significant contributions to credit impairment analytics and group financial reporting from 2016 to 2019.
Education and Expertise
Ranjeet Kumar holds a Bachelor of Technology in Manufacturing Engineering from NIFFT, Ranchi, which he completed from 2000 to 2004. He furthered his education with a Master of Business Administration in Finance from IBS Hyderabad, graduating in 2010. He is also a certified Financial Risk Manager by the Global Association of Risk Professionals (GARP). His technical expertise includes proficiency in analyzing large datasets using tools such as SAS, SQL, R, Python, and Excel.
Background in Engineering and Analytics
Prior to his career in finance, Ranjeet Kumar worked as a Process Engineer at Hamworthy Singapore from 2005 to 2007 and as a Production Engineer at Mahindra Rise from 2004 to 2005. He also gained experience as a Management Trainee at Hyundai Motor India Ltd. in 2009. His early career in engineering laid a foundation for his analytical skills, which he later applied in financial risk management and analytics.
Regulatory Knowledge and Contributions
Ranjeet Kumar possesses a strong understanding of regulatory frameworks, including Basel III, ICAAP, and SA CCR. He has contributed to the implementation of stress testing methodologies at HSBC, enhancing the organization's risk management capabilities. His role in representing WCR stress testing to senior management underscores his involvement in critical decision-making processes within the bank.