Sandrine Petrozzi
About Sandrine Petrozzi
Sandrine Petrozzi is a Credit Analyst at HSBC Retail Banking and Wealth Management, specializing in patrimonial file analysis since 2017. She has extensive experience in the banking sector, having worked in various roles at Banque Hervet and HSBC since the 1990s.
Current Role at HSBC
Sandrine Petrozzi has been serving as a Credit Analyst at HSBC Retail Banking and Wealth Management since 2013. In this role, she specializes in analyzing patrimonial files and making informed credit decisions. Her responsibilities include communicating and explaining credit decisions to internal clients, such as Relationship Managers, Directors of Agencies, and General Directors. She applies both Group procedures and specific guidelines from the Credit and Recovery Directorate, ensuring compliance and effective communication across various departments.
Previous Experience in Banking
Prior to her current position, Sandrine Petrozzi worked at HSBC Retail Banking and Wealth Management as a Relationship Manager from 2008 to 2013. Her career in banking began at Banque Hervet, where she held multiple roles, including Directrice Adjointe from 2004 to 2006, Conseiller de clientèle from 1996 to 2004, and Assistante Commerciale from 1991 to 1996. These positions provided her with extensive experience in client relations and banking operations, particularly in the Paris region.
Educational Background
Sandrine Petrozzi completed her secondary education at Lycée JEAN ZAY in Orléans, where she achieved a Baccalauréat G1 from 1984 to 1987. She furthered her education in banking and finance at the Conservatoire National des Arts et Métiers, obtaining a Brevet Professionnel de Banque (BP Banque) from 1994 to 1996. Additionally, she studied Gestion patrimoniale et financière de l'entreprise at the Institut Technique de Banque - CFPB, earning her Diplômée de l'Institut Technique de Banque (ITB) from 1997 to 2000.
Expertise in Credit Analysis
Since 2017, Sandrine Petrozzi has specialized in analyzing patrimonial files, which involves assessing the financial health and creditworthiness of clients. Her role requires a deep understanding of both individual and corporate financial situations. She acts as an interface with various stakeholders, including network correspondents, the Commitments Directorate, the Legal Directorate, and the Compliance Directorate, ensuring that credit decisions align with organizational policies and regulatory requirements.