Sathya Ram
About Sathya Ram
Sathya Ram serves as the Regional Head of Commercial Cards at HSBC in Hong Kong SAR, a position he has held since 2020. With extensive experience in banking and product management, he has previously worked in various roles at HSBC and other financial institutions, focusing on cash management and commercial card products.
Work at HSBC
Sathya Ram has held multiple positions at HSBC since 2007. Currently, he serves as the Regional Head of Commercial Cards, a role he has occupied since 2020 in Hong Kong SAR. Prior to this, he was the Regional Head of Innovations for Global Payments and Cash Management in Asia Pacific from 2015 to 2018, based in Singapore. He also worked as the Senior Vice President and Head of Regional Clearing and Foreign Currency Payments from 2012 to 2015 in Hong Kong. Additionally, he served as the Regional Head of Business Management for Products from 2018 to 2022, also in Hong Kong. His extensive experience at HSBC spans over a decade.
Education and Expertise
Sathya Ram holds an MBA in Finance from Bharathidasan University, where he studied from 1996 to 1999. He also completed a certification in International Cash Management from the Association of Corporate Treasurers in 2007. His expertise includes B2B cards and cash management, focusing on the development and management of commercial card products. He has led initiatives that explore new technologies to enhance product offerings, demonstrating a commitment to innovation in the financial sector.
Background
Before joining HSBC, Sathya Ram worked at Wachovia as a Senior Product Consultant and Team Lead from 2004 to 2006. He also held a position at American Express as a Manager in the International Money Transfer Division from 2001 to 2004 in Chennai, India. His career in banking and product management spans various regions, including the Middle East and Asia, contributing to his comprehensive understanding of global financial services.
Achievements
Throughout his career, Sathya Ram has contributed to significant advancements in commercial card products and cash management solutions. He has led an innovation lab focused on integrating new technologies into product propositions, which reflects his proactive approach to enhancing business operations. His roles at HSBC and previous organizations have positioned him as a knowledgeable leader in the banking sector.