Smriti Gurjar
About Smriti Gurjar
Smriti Gurjar is a Senior Manager in Risk Trade and Receivable Finance at HSBC, where she has worked since 2017. She has over a decade of experience in risk management, having held various roles at organizations such as Bajaj Allianz and HDFC Bank.
Work at HSBC
Smriti Gurjar has held multiple positions at HSBC since 2005. She began her tenure as a Lead Business Analyst, where she worked for five years until 2010. Following this role, she served as Manager Group Risk Strategy from 2010 to 2015, focusing on strategic risk management initiatives. Gurjar then transitioned to the role of Risk Framework Manager FCC Risk Strategy from 2015 to 2017, where she contributed to the development of risk frameworks. Since 2017, she has been working as Senior Manager Risk Trade and Receivable Finance, emphasizing a risk-centric approach to product design and deployment.
Previous Experience
Before her extensive career at HSBC, Smriti Gurjar worked at Bajaj Allianz General Insurance as a Zonal Internal Auditor from 2002 to 2005. In this role, she was responsible for conducting audits and ensuring compliance with internal policies. Additionally, she briefly worked at HDFC Bank as a Relationship Manager in Corporate Banking for five months in 2002. This diverse background has equipped her with a comprehensive understanding of risk management across different financial sectors.
Education and Expertise
Smriti Gurjar has a strong educational background in finance and risk management. She studied at The Institute of Chartered Accountants of India, where she achieved the designation of Chartered Accountant. Additionally, she obtained the Certified Information Systems Auditor certification from the Global Association of Risk Professionals. Furthermore, she completed a Certificate in International Trade and Finance from The London Institute of Banking & Finance. This educational foundation supports her expertise in risk governance and regulatory liaison.
Risk Management Focus
Gurjar drives a risk-centric approach to product design and deployment as part of her role in product partnering at HSBC. She has extensive experience in cross-functional risk appetite, which includes developing risk governance frameworks and engaging in regulatory liaison activities. Her focus on risk management is evident in her various roles, where she has consistently contributed to enhancing the organization's risk strategy and framework.