Stacy Joseph
About Stacy Joseph
Stacy Joseph is an Associate at HSBC in Bengaluru, Karnataka, India, with a background in KYC analysis from J.P. Morgan Chase Bank. She specializes in risk assessment and due diligence for high-risk clients, including Politically Exposed Persons and government entities.
Work at HSBC
Stacy Joseph has been employed at HSBC as an Associate since 2018. In this role, she is responsible for managing assigned alerts and client profiles, ensuring that each case is thoroughly assessed and mitigated. Her position requires a comprehensive understanding of risk management practices, particularly in relation to high-risk clients. She has developed expertise in handling various client types, including Politically Exposed Persons (PEPs) and government state-owned entities.
Previous Experience at JP Morgan Chase Bank
Prior to joining HSBC, Stacy Joseph worked at JP Morgan Chase Bank as a KYC Senior Analyst from 2015 to 2018. During her three years in this role, based in Bengaluru, Karnataka, India, she focused on Know Your Customer (KYC) processes, which included conducting risk assessments and ensuring compliance with regulatory standards. This experience laid the foundation for her current responsibilities in risk management.
Education and Expertise
Stacy Joseph holds a Bachelor of Science degree from JSS College for Women in Saraswathipuram, Mysore. She furthered her education by obtaining a Master of Science in Information Technology from Sikkim Manipal University through distance education. Her academic background supports her expertise in compliance and risk management, particularly in the financial sector.
Risk Management and Compliance Skills
Stacy Joseph specializes in performing due diligence in accordance with global standards. She has experience in assessing risk for clients from various countries, including France, Hong Kong, the UK, and Singapore. Her role involves escalating potential red flags to specialized teams, such as OFAC, PEP, and GFCC, demonstrating her commitment to thorough risk assessment and compliance.
Research and Due Diligence Practices
In her current position, Stacy utilizes internal tools, systems, and internet resources to conduct additional research for compliance and risk management. She takes complete ownership of her assigned alerts and client profiles, ensuring that all necessary steps are taken to mitigate risks effectively. This proactive approach is essential in her role within the financial services industry.