Yuliya Sakalbayeva
About Yuliya Sakalbayeva
Yuliya Sakalbayeva serves as the Head of Unsecured Underwriting at HSBC, a position she has held since 2010. She has a Master of Business Administration from the Kazakhstan Institute of Management, Economics, and Strategic Research and has previously worked in leadership roles at Abn Amro Bank and the Royal Bank of Scotland.
Work at HSBC
Yuliya Sakalbayeva has served as the Head of Unsecured Underwriting at HSBC since 2010. In this role, she oversees the underwriting processes for unsecured products, ensuring compliance with company policies and regulatory standards. Her tenure at HSBC spans over 14 years, during which she has contributed to the development and implementation of underwriting strategies that align with the bank's objectives.
Previous Experience in Banking
Prior to her current role at HSBC, Yuliya Sakalbayeva held significant positions in other financial institutions. She worked at the Royal Bank of Scotland from 2008 to 2010 as the Credit Initiation, Mortgage and Unsecured Products Head. Before that, she was employed at ABN AMRO Bank N.V. in Amsterdam, where she also served as the Credit Initiation, Mortgage and Unsecured Products Head from 2007 to 2008.
Education and Expertise
Yuliya Sakalbayeva earned her Master of Business Administration from the Kazakhstan Institute of Management, Economics, and Strategic Research. She completed her studies from 1999 to 2001, acquiring advanced knowledge in business management and strategic decision-making, which supports her expertise in the banking sector.
Background
Yuliya Sakalbayeva has a diverse background in the banking industry, with extensive experience in unsecured products and credit initiation. Her career spans multiple countries, including the Netherlands and the United Kingdom, where she has developed a strong understanding of the financial services landscape.