Aarat Padhy
About Aarat Padhy
Aarat Padhy serves as the Assistant Vice President of Credit for Large Corporates at IndusInd Bank in Mumbai, India, a position he has held since 2022. His career includes significant roles at CRISIL Limited, ICICI Bank, and Reliance Communications, alongside educational qualifications in Finance and Engineering.
Work at IndusInd Bank
Aarat Padhy currently serves as the Assistant Vice President Credit (Large Corporates) at IndusInd Bank. He has held this position since 2022 and is based in Mumbai, Maharashtra, India. In this role, he is responsible for overseeing credit assessments and managing relationships with large corporate clients.
Previous Experience in Credit Risk and Ratings
Before joining IndusInd Bank, Aarat Padhy accumulated significant experience in credit risk and ratings. He worked at ICICI Bank as a Senior Manager in the Credit Risk Large Corporates infrastructure rating group from 2019 to 2021. Prior to that, he was employed at CRISIL Limited, where he held various positions including Rating Associate, Senior Rating Associate, and Rating Analyst from 2014 to 2019.
Background in Telecommunications and Engineering
Aarat Padhy began his career in the telecommunications sector, working as a Telecom (Core Network) Engineer at Reliance Communications from 2009 to 2010. He later served as a Deputy Manager at the same company from 2010 to 2012. His educational background includes a Bachelor's degree in Engineering from Mumbai University, which he completed from 2005 to 2009.
Education and Expertise
Aarat Padhy holds a Master's degree in Management Studies (MMS) with a focus on Finance from NL Dalmia Institute of Management, where he studied from 2012 to 2014. His educational qualifications complement his extensive experience in finance, credit risk, and corporate ratings.
Career Progression and Roles
Throughout his career, Aarat Padhy has demonstrated a steady progression in roles related to credit and finance. After his tenure at Reliance Communications, he transitioned to Sumitomo Mitsui Banking Corporation as a Manager from 2021 to 2022, further enhancing his expertise in the banking sector before joining IndusInd Bank.