Ajay Kala
About Ajay Kala
Ajay Kala serves as the Senior Vice President and Regional Head for Commercial Banking, Education, and Logistics Verticals at IndusInd Bank. He has extensive experience in credit and risk management, corporate banking products, and people management, with a career spanning over two decades in various leadership roles across prominent financial institutions.
Current Role at Aditya Birla Finance Limited
Ajay Kala currently serves as the National Risk Head for SME and Supply Chain Finance at Aditya Birla Finance Limited. He has held this position since 2018, contributing to the organization's risk management strategies and overseeing operations in Mumbai. His role involves managing risk assessments and developing frameworks to support the company's financial services.
Experience at IndusInd Bank
Ajay Kala has extensive experience at IndusInd Bank, where he currently holds the position of Senior Vice President and Regional Head for Commercial Banking, Education, and Logistics Verticals. He has been with the bank since 2010, operating out of the Chennai Area. Previously, he worked as a Relationship Manager from 2003 to 2006, where he developed skills in client management and corporate banking.
Professional Background in Banking
Ajay Kala has a diverse banking background, having worked in various capacities across multiple institutions. He served as Vice President and Regional Head of the Risk Analysis Unit at HSBC from 2008 to 2010. Additionally, he held the position of Deputy Vice President at Kotak Bank from 2006 to 2008. His roles have involved significant responsibilities in credit and risk management.
Educational Background
Ajay Kala completed his Bachelor of Science in Physics at Hemwati Nandan Bahuguna Garhwal University from 1987 to 1990. Prior to that, he attended U P Sainik School, where he studied Science and achieved the ISCE from 1980 to 1987. His educational background has provided a strong foundation for his analytical and management skills in the banking sector.
Expertise in Corporate Banking
Ajay Kala possesses substantial expertise in corporate banking, particularly in credit and risk management. He has experience in selling a wide range of corporate banking products, including working capital finance, term finance, project lending, trade, forex, structured finance, and syndication. His skills also extend to new product and concept development within the corporate banking sector.