Debashis Padhi
About Debashis Padhi
Debashis Padhi serves as an Assistant Vice President at HDFC Bank, where he has worked since 2010 as a Relationship Manager in Working Capital Finance. He has over a decade of experience in team management and credit assessment within the banking sector.
Work at HDFC Bank
Debashis Padhi serves as an Assistant Vice President at HDFC Bank, where he has held the position of Relationship Manager for Working Capital Finance since 2010. His tenure of over 14 years in this role is based in Bombay, Maharashtra, India. In this capacity, he is responsible for managing client relationships and facilitating working capital loans.
Education and Expertise
Debashis Padhi possesses extensive expertise in credit assessment and risk rating, particularly for small and medium enterprises (SMEs), agribusiness, and the logistics and automobile dealership sectors. His knowledge in these areas is complemented by his experience in team handling and monitoring within the banking sector.
Background
With over a decade of experience in the banking industry, Debashis Padhi has developed a strong foundation in financial services. His focus on working capital finance has allowed him to gain significant insights into the operational needs of various industries, particularly in managing credit risk and ensuring compliance with financial regulations.
Achievements
Debashis Padhi specializes in due diligence and disbursement processes for working capital loans. His role involves assessing the creditworthiness of clients and ensuring that the lending processes align with the bank's risk management policies. His contributions have been instrumental in supporting the financial needs of businesses in his areas of expertise.