Gagan Mishra
About Gagan Mishra
Gagan Mishra is an Area Credit Manager at IndusInd Bank with extensive experience in credit management and risk analysis in the banking sector. He has previously held positions at Deewan Housing Finance Ltd and GRUH Finance Ltd, and holds an LLB and an MBA.
Work at IndusInd Bank
Gagan Mishra has been serving as an Area Credit Manager at IndusInd Bank since 2015. In this role, he is responsible for overseeing credit management strategies within the Bhopal area of India. His responsibilities include managing credit risk and ensuring effective credit analysis to support the bank's lending operations. With nearly a decade of experience in this position, he has contributed to the bank's objectives in credit control and management.
Previous Experience in Banking
Prior to his current role, Gagan Mishra worked at GRUH Finance Ltd. as a branch manager from 2009 to 2011. He began his career in the banking sector at Deewan Housing Finance Ltd, where he served as a Credit Officer from 2007 to 2009. His experiences in these roles have equipped him with a solid foundation in credit management and risk assessment, essential for his current position.
Education and Expertise
Gagan Mishra holds a Bachelor of Laws (LLB) degree from Rani Durgavati Vishwavidyalaya, Jabalpur, which he completed from 2006 to 2009. He also earned a Master of Business Administration (MBA) with a focus on Finance and Marketing from GG University Bilaspur, studying from 2006 to 2008. His educational background supports his expertise in credit control and management within the banking industry.
Skills in Credit Management
Gagan Mishra possesses strong skills in home equity lines of credit, which play a crucial role in effective credit management strategies. His extensive experience in managing credit risk and conducting credit analysis has made him proficient in identifying and mitigating potential risks associated with lending. These skills are integral to his responsibilities as an Area Credit Manager.