Hardik Mehta
About Hardik Mehta
Hardik Mehta is an Assistant Vice President and Senior Credit Analyst at Indusind Bank, with over 16 years of experience in credit analysis and relationship management across various banks in India.
Current Role at IndusInd Bank
Hardik Mehta serves as Assistant Vice President and Senior Credit Analyst at IndusInd Bank. He has held this position since 2019, contributing to the bank's credit analysis and risk assessment processes. His role involves evaluating creditworthiness and managing credit risk for various clients, ensuring that the bank maintains a robust portfolio.
Previous Experience at Bank of India
Prior to his current role, Hardik Mehta worked at Bank of India as Senior Manager Credit from 2016 to 2023. During his tenure, he focused on credit management and analysis, overseeing the credit evaluation process and ensuring compliance with banking regulations. His experience at Bank of India enhanced his expertise in credit risk assessment.
Career Background in Corporate Credit
Hardik Mehta has extensive experience in corporate credit and relationship management. He worked at Federal Bank from 2007 to 2016, where he was involved in corporate credit analysis and client relationship management. This nine-year period equipped him with valuable insights into the banking sector and corporate finance.
Educational Qualifications
Hardik Mehta holds a Bachelor of Commerce degree in Statistics from Bhavnagar University, which he completed from 1999 to 2002. He also earned a Master of Business Administration with a focus on Finance from Gujarat University, studying from 2004 to 2006. His educational background provides a strong foundation for his career in finance and credit analysis.
Early Career in Project Finance
In the early stages of his career, Hardik Mehta worked in project finance roles at Cadila Pharmaceuticals and Neesa Leisure Ltd. He was an Executive in Project Finance at Cadila Pharmaceuticals for seven months in 2007 and at Neesa Leisure Ltd for six months from 2006 to 2007. These positions allowed him to gain initial experience in financial analysis and project funding.